Last checked October 15, 2026
Actual Budget
Actual Budget is local-first envelope budgeting, the shape of YNAB. The LICENSE file is MIT. Sync can be a server you run.
Open sourceMITSmall teamsIndividuals
WebSelf-hostMacWindowsLinux
Free tier
The app is free. You host sync if you want it.
Hosted
No hosted price recorded.
Self-host
Easy. A server for sync, or the app on its own with a local file.
Drop-in scores
Sources checked
https://ditchly.co/software/actual